FA Representatives in Singapore with 1–2 yearsof advisory experience who need to translate CPF and retirement concepts intopractical client conversations.

By the end of the course, participants should be able to:

• Explain the CPF system, including Ordinary Account, Special Account, MediSave Account, Retirement Account, CPF LIFE and retirement payout concepts.
• Identify retirement gaps by comparing desired retirement lifestyle, projected CPF payouts, savings, investments and expected expenses.
• Recommend suitable product-mix strategies, such as life insurance, health insurance, annuities, SRS, investment-linked products or unit trusts, where appropriate.
• Integrate retirement planning into day-to-day client advisory conversations, including budgeting, debt management, family obligations and healthcare planning.
• Use AI-enabled projection tools to model retirement scenarios and explain assumptions clearly to clients.
• Conduct a compliant retirement-planning discussion that avoids overpromising projected returns.

• CPF fundamentals
• Retirement needs analysis
• Product mix for retirement
• AI-enabled retirement projection
• Integration into daily planning
• Role play and advisory clinic
• Prospecting application

Koh Poo Kwee (PK), CLU®/S, ChFC®/S, CFP®

With over a decade of industry experience, Mr Koh is a Certified Financial Planner (CFP®), Chartered Financial Consultant (ChFC®/S), Chartered Life Underwriter (CLU®/S), Chartered Accountant of Singapore (CA Singapore) and an accredited adult educator (ACLP). He currently serves as a lecturer, examiner, assessor, curriculum developer and textbook contributor with the Singapore College of Insurance, and has trained more than 1,000 financial consultants, delivered over 1,500 hours of professional training, and conducted numerous public financial education seminars.

What distinguishes Mr Koh is his unique combination of practitioner excellence and industry education. In addition to his credentials, he is also a proven practitioner, having qualified for the Million Dollar Round Table (MDRT) and the prestigious Court of the Table (COT) distinction for multiple years. These achievements place him among the top financial advisory professionals globally and reflect his ability to successfully apply advanced financial planning concepts in practice. Participants will benefit not only from technical knowledge, but also from practical insights and proven strategies derived from real-world advisory experience.

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Full Course Fee: S$545.00 (incl. of 9% GST)