Alternative Risk Transfer for Employee Benefits: Understanding Pools & Captives (Virtual Mode)

Programme Highlights

Rising healthcare costs and evolving multigenerational workforce needs are reshaping how organisations fund employee benefits. This session explores how alternative financing strategies—such as multinational pooling and captive solutions—can unlock greater control, efficiency, and sustainability.

This session challenges conventional thinking by exploring Alternative Risk Transfer (ART) strategies—multinational pooling and captives—unlocking greater precision in how benefits are structured and funded, organisations can deliver more relevant, personalised, and meaningful benefits that better align with diverse workforce needs—strengthening engagement, wellbeing, and retention.

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3 CPD Hours
Mode: Virtual Instructor-Led training
Date: 3 August 2026
Time: 2.00 p.m. - 5.00 p.m.

For Whom

HR and Rewards Professionals
Employee Benefits Specialists
Insurance and Employee Benefits Brokers
Corporate Risk Managers
Finance and Treasury Professionals
Captive Insurance Managers
Insurance Underwriters and Account Managers
Professionals involved in multinational employee benefits programmes

Key Learning Objectives

At the end of the programme, participants should be able to:

Understand the role of Alternative Risk Transfer (ART) in employee benefits financing.
Explain the key features and operation of multinational employee benefits pools.
Describe how captive insurance structures can be utilised for employee benefits programmes.
Evaluate the benefits, limitations, and practical considerations of pools and captives.

Programme Outline

Introduction to Alternative Risk Transfer for Employee Benefits
- Employee benefits risk financing landscape
- Why organisations are exploring ART solutions
- Key drivers and market developments
Multinational Employee Benefits Pools
- What is a pooling arrangement?
- How pools operate
- Financial and operational considerations
- Benefits and challenges of pooling
Employee Benefits Captives
- Overview of captive insurance structures
- Incorporating employee benefits into captives
- Strategic and financial benefits
- Governance and operational requirements
Comparing Pools and Captives
- Key differences between the two approaches
- Suitability for different organisations
- Decision-making considerations
Practical Considerations and Market Trends
- Regulatory and compliance considerations
- Stakeholder engagement and implementation challenges
- Emerging developments in employee benefits financing
- Case examples and discussion

Programme Leader

Juliet Kwek is Head of People Solutions, Greater China, Lockton, Hongkong. She is an executive leader in the insurance and consulting sectors, with deep expertise in employee benefits, health and risk financing, and benefits strategy across Asia Pacific. She is recognized for driving digital innovation, improving mental health access, and shaping client-focused solutions during times of change. Juliet regularly contributes to industry publications and events, sharing insights on employee benefits and risk management.

Programme Fee

Full Course Fee: S$163.50 (inclusive of 9% GST)

A 10% Group Discount is also applicable for organisations registering a minimum of three participants.

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