• Underwriters in Insurance and Reinsurance companies; as well as Insurance and Reinsurance Brokers, with 3 to 5 years of work experience in dealing with CAR/EAR Insurance risks.
• Other practitioners who may wish to gain sound technical knowledge of this class of business to better understand or reinforce their knowledge in Cargo Insurance.

At the end of the programme, participants should be able to:

• Identify the policy scope and coverage of the Contractors’ All Risks (CAR) Insurance and Erection All Risks (EAR) Insurance, and describe how the various policy conditions, extensions and exclusions are applied.
• Compare and contrast the scope and application of the CAR Insurance Policy vis-à-vis the Fire Insurance Policy, as well as the EAR Insurance Policy, and highlight their similarities and key differences.
• Highlight the main claims conditions applicable to both types of policies, and describe the typical claims handling process, as well as the role of the loss adjuster in dealing with construction claims.
• Describe the steps involved in application of policy excess, salvage and “other insurance” in claims settlements.

• Overview of Engineering Insurance
• What is covered?
• Who are the insured parties?
• Contractors’ All Risks
  
  • Subject Matter of Coverage
  • Structure of Policy
  • Scope of Cover
  • Policy Schedule
  • Period of Cover
  • Sum Insured
  • Basis of Loss Settlement
  • General Exclusions, Special Exclusions & General Conditions
  • Comparison between CAR Insurance Policy & Fire Insurance Policy
  • Major Perils & Safety Measures
  • Common Extensions
  • DE Wordings (1995)
• Erection All Risks
  
  • Subject Matter of Coverage
  • Structure of Policy
  • Policy Schedule
  • Period of Cover
  • General Exclusions, Special Exclusions & General Conditions
  • Common Extensions
  • Comparisons between CAR Insurance Policy & EAR Insurance Policy
  • General Claim Issues
    
• General Claims Conditions
  
  • Basis of Loss Settlement
  • Claims Notification
  • Loss Adjuster’s Duties
  • Claims Disputes
  • Ex-Gratia Payments
  • Case Studies

Pooba Mahalingam - Regional Risk Consultant is based in Singapore with three decades of practical experience in risk/ insurance. Pooba is a professional engineer and operates under “Talent Asia Training & Consulting” of Singapore. He is specialized in the insurance space with special focus on property/ engineering/ construction insurance and risk management aspects.  Pooba has provided Expert Evidence in a few technical disputes in Singapore, Malaysia, Brunei and Sri Lanka. He served as the President of the Insurance Law Association of Singapore (ILAS) for three terms.

Pooba is a regular lecturer with the Singapore College of Insurance (SCI),  the Malaysian Insurance Institute (MII), The Insurance Institute of Asia Pacific (IIAP) based in Philipines and  Thailand Insurance Institute (TII).  He is also the Author of a MII publication entitled, “Engineering Insurance.”  Besides training, Pooba also undertakes property risk surveys and provides consultancy services to various clients (reinsurers, insurers and brokers) in Singapore, Kuala Lumpur and in the following regions: Asia, Middle East & Africa.

Full Course Fee: S$827.31 (incl. of 9% GST)

Participants who register by 13 June 2026  will be entitled to a 10% Early Bird Discount.

A 10% Group Discount is also applicable for organisations registering a minimum of three participants.

Please note that the Early Bird and Group Discounts are not cumulative.

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Net Course Fee: S$599.61 (incl. of 9% GST and after 30% FTS funding)

For Singapore Citizens below 40 years old and Singapore Permanent Residents

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Net Course Fee: S$327.31 (incl. of 9% GST and after 70% FTS funding)

For Singapore Citizens aged 40 years old and above

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This course is recognised under the Financial Training Scheme (FTS) and is eligible for FTS claims subject to all eligibility criteria being met.

Please note that in no way does this represent an endorsement of the quality of the training provider and course. Participants are advised to assess the suitability of the course and its relevance to his/her business activities or job roles.

The FTS is available to eligible entities based on the prevalent funding eligibility, quantum and caps.  FTS provides up to 70% course fee subsidy support for direct training costs subject to a cap of S$500 per candidate per course subject to all eligibility criteria being met.

Find out more on www.ibf.org.sg.