The Risk Factor Podcast

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In this episode of The Risk Factor (powered by the Singapore College of Insurance), host Shalini Pavithran explores The Future of Health Insurance: Innovations for a Healthier World with two leaders shaping the space — Abhishek Rathi (insurance strategy & digital transformation) and Manu Tandon (Chief Health Officer, HSBC Life).

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We unpack how health insurance is shifting from being a bill payer to becoming a wellness partner — driven by AI, wearables, telemedicine, and data-enabled prevention. The conversation also dives into the forces reshaping the industry (rising healthcare costs, chronic conditions, customer expectations), why holistic wellbeing matters, and how collaboration across insurers, healthcare providers, tech players and startups is accelerating innovation.

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You’ll also hear what the future workforce needs to succeed at the intersection of health, tech and insurance — from curiosity and systems thinking to empathy and skill adaptability — before ending with a fun “Risk Lite” rapid-fire round.

 

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